Best Credit Cards for Transport
Public transport, ride-hailing, taxis, and commuting
7
4 MPD
2000
Quick Answer
The best credit card for transport is Woman's World MasterCard
Why: 4 MPD with cap at $1,000 a month. Not excluded
Online spend only
Top Cards for Transport
Woman's World MasterCard
Not excluded
Note: Online spend only
Rank
UOB Visa Signature
Not excluded
Note: Offline: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
Rank
UOB Lady's Card
Eligible under Transport category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
Rank
UOB Lady's Solitaire
Eligible under Transport category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
Rank
UOB KrisFlyer
Eligible under Transport category
Note: Min S$1,000 annual spend on SIA Group required to unlock Accelerated Miles. Categories: Dining & Food Delivery, Online Shopping, Transport, and Online Travel (selected merchants).
Rank
Choose Based on Your Spending
Light Spender
Under $500/month
Best:
Woman's World MasterCard
No need to worry about caps with light spending
Moderate Spender
$500-2,000/month
Best:
UOB Visa Signature
Balance between rate and cap utilization
Heavy Spender
Over $2,000/month
Best:
UOB Lady's Card
Maximize rewards with card pairing strategy
Understanding Transport MCC Codes
Transport includes the following Merchant Category Codes (MCC):
Expert Tips for Transport
Maximize Monthly Caps
Most cards have monthly caps. Plan your spending to hit the cap without going over.
Consider Card Pairing
Use 2-3 cards to cover different categories and maximize overall rewards.
Check Online vs Offline
Some cards only work for online or offline transactions. Verify before spending.