Merchant MCC Guide

Nets Flashpay MCC & rewards

Reported MCC 9399 · Government Services (Not Elsewhere Classified)

Nets Flashpay

Online storefront · SG

MCC 9399 · Website checkout

Officially verified · Website checkout

Verified MCC 9399 for Website checkout.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

Spotted something wrong? Report a correction

Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • The American Express Platinum Charge Card5.0 MPD at 10Xcelerator partners enrolled, first S$16,000 partner spend/yr (20 MR per S$1.60)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator is a named-partner list (not MCC); requires annual enrolment (go.amex/bonusmrenrolment-plat), direct partner payment only (Kris+/PayPal excluded); above the S$16,000 partner-spend cap earns 10 MR/S$1.60 (~2.5 MPD). SIA/Scoot direct flights earn 5 MR/S$1.60 (1.25 MPD)
    • Annual fee: S$1,744 charge card, non-waivable. Category exclusions per amex-sg-exclusions.pdf; education exclusion does NOT apply to The Platinum Card
    Editorial review (reviewed 2026-10-18)
  • The American Express Platinum Credit Card~2.84 MPD at 10Xcelerator partners (10 MR per S$1.60, merchant-list based)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator bonus applies at ~50 named luxury/dining/retail partners (go.amex/10xceleratorsg), not MCCs; bonus posts ~12 weeks after spend; excludes third-party payments (Kris+, PayPal)
    • Annual fee: S$327 non-waivable. Category exclusions (cash advance, insurance, SPC, utilities, education etc.) per amex-sg-exclusions.pdf §2
    Editorial review (reviewed 2026-10-18)
  • AMEX KrisFlyer Credit Card2 MPD on SIA/Scoot/KrisShop/Pelago (+Grab subcap)

    MCC is not excluded from the bonus blacklist

    • Bonus categories: 2 MPD on SIA/Scoot/KrisShop/Pelago (uncapped) and Grab (capped S$200/mo); 1.1 MPD flat elsewhere. Same category-based exclusion list as Ascend
    Editorial review (reviewed 2026-10-18)
See the full card comparison

Used only for the reward estimate on this page — never saved.

Your card shortlist

Select 1–5 cards (0/5 selected). Saved only in this browser for up to 30 days — never on our servers.

What is Nets Flashpay's MCC Code?

Nets Flashpay uses MCC 9399 (Government Services (Not Elsewhere Classified)). This Merchant Category Code is used by credit card networks to classify transactions at Nets Flashpay.

When you use your credit card at Nets Flashpay, the transaction is tagged with MCC 9399. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Nets Flashpay

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Nets Flashpay:

✗HSBC Revolution
✗OCBC Rewards
✗UOB Preferred Platinum Visa
✗Citibank Rewards MasterCard
✗Woman's World MasterCard
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗UOB KrisFlyer
✗Maybank XL Rewards
✗HSBC TravelOne

Tips for Maximizing Rewards at Nets Flashpay

  • Use the card with the highest bonus rate for MCC 9399
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (9399) as Nets Flashpay:


Related Resources

Frequently Asked Questions

What MCC code does Nets Flashpay use?

Nets Flashpay uses MCC 9399 (Government Services (Not Elsewhere Classified)). This code classifies the merchant as a government services (not elsewhere classified) business.

Which credit cards earn rewards at Nets Flashpay?

1 credit cards earn bonus rewards at Nets Flashpay: UOB Visa Signature.

What should I check before choosing a card for Nets Flashpay?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Nets Flashpay's MCC code?

Use CheckMCC's merchant lookup tool to verify Nets Flashpay's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 9399? Search by merchant name to verify their code and find eligible bonus cards.

💬Contact me