DBS Altitude Bonus MCC Categories
The DBS Altitude earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Travel — 3 MPD
Airlines, hotels, travel agencies — earn 3 miles per dollar on all travel bookings.
2. Overseas Spend — 2 MPD
All overseas transactions earn 2 miles per dollar with no category restrictions.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Overseas Spend | All | Any overseas merchant |
Tips to Maximize DBS Altitude Rewards
- Use DBS Altitude for flight and hotel bookings to maximize 3 MPD on travel
- Pair with a local spend card (OCBC 365, UOB One) for everyday purchases
- Overseas spend earns 2 MPD on everything — great for holidays
- Annual fee waiver available by calling DBS after the first year
Frequently Asked Questions
What is the DBS Altitude earn rate?
DBS Altitude earns 3 MPD on travel (flights, hotels, travel agencies) and 2 MPD on all overseas spend. Local non-travel spend earns 1.2 MPD.
Is DBS Altitude worth it?
Yes, if you travel frequently or spend overseas. The 3 MPD on travel is competitive, and the 2 MPD on all overseas spend has no MCC restrictions.
Does DBS Altitude have a cap?
The 3 MPD travel rate is uncapped. Overseas 2 MPD is also uncapped, making it excellent for high spenders.
Last Updated: June 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.