Merchant MCC Guide

Shein MCC & rewards

Reported MCC 5691 · Men's and Women's Clothing Stores

· OnlineVisit Shein website

Shein

Online storefront · SG

MCC 5691 · Website checkout

Officially verified · Website checkout

Verified MCC 5691 for Website checkout.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

Spotted something wrong? Report a correction

Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • Citibank Rewards MasterCard4 MPD

    MCC is not excluded from the bonus blacklist

    • Monthly cap: Cap at $1,000 a month
    • Payment mode: Bonus rate applies to online transactions only
    • Excluded MCCs: Travel-related MCCs (3000–3999 range) are excluded
    Editorial review (reviewed 2026-08-23)
  • HSBC Revolution4 MPD

    MCC is included in the bonus whitelist

    • Monthly cap: Cap at $1,000 a month
    • Payment mode: Bonus rate applies to both online and on-site transactions
    Editorial review (reviewed 2026-08-23)
  • Maybank XL Rewards4 MPD

    Eligible under the Shop category

    • Min spend: Requires min S$500 spend per calendar month to unlock 4 MPD (else 0.4 MPD)
    • Monthly cap: Cap at S$1,000 per calendar month across all bonus categories combined
    • FCY bonus: Earns 4 MPD on all foreign-currency transactions regardless of MCC
    • Excluded local categories: SGD groceries, petrol, and transport are NOT bonus categories. Bonus calculated per S$5 block.
    Editorial review (reviewed 2026-08-23)
See the full card comparison

Used only for the reward estimate on this page — never saved.

Your card shortlist

Select 1–5 cards (0/5 selected). Saved only in this browser for up to 30 days — never on our servers.

What is Shein's MCC Code?

Shein uses MCC 5691 (Men's and Women's Clothing Stores). This Merchant Category Code is used by credit card networks to classify transactions at Shein.

When you use your credit card at Shein, the transaction is tagged with MCC 5691. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.

Best Credit Cards for Shein

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

OCBC Rewards

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Fashion category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Fashion category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Maybank XL Rewards

4 MPD

Eligible under Shop category

Cap: Cap at S$1,000 per calendar month across all bonus categories combined
Note: Earns 4 MPD on all foreign-currency (FCY) transactions regardless of MCC. Requires min S$500 spend per calendar month to unlock 4 MPD (else 0.4 MPD). SGD groceries, petrol, and transport are NOT bonus categories. Bonus calculated per S$5 block.

Tips for Maximizing Rewards at Shein

  • Use the card with the highest bonus rate for MCC 5691
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Resources

Best cards for SheinView MCC 5691 DetailsBrowse All MCC Codes

Frequently Asked Questions

What MCC code does Shein use?

Shein uses MCC 5691 (Men's and Women's Clothing Stores). This code classifies the merchant as a men's and women's clothing stores business.

Which credit cards earn rewards at Shein?

11 credit cards earn bonus rewards at Shein: HSBC Revolution, OCBC Rewards, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire, UOB KrisFlyer, Maybank XL Rewards, HSBC TravelOne.

What should I check before choosing a card for Shein?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Shein's MCC code?

Use CheckMCC's merchant lookup tool to verify Shein's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5691? Search by merchant name to verify their code and find eligible bonus cards.

Search MerchantsAll MCC Codes
đź’¬Contact me