Yakun Heartland Mall Kovan App MCC Code & Best Credit Card Rewards

What is Yakun Heartland Mall Kovan (App)'s MCC Code?

Yakun Heartland Mall Kovan (App) uses MCC 5734 (Computer Software Stores). This Merchant Category Code is used by credit card networks to classify transactions at Yakun Heartland Mall Kovan (App).

When you use your credit card at Yakun Heartland Mall Kovan (App), the transaction is tagged with MCC 5734. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.

Best Credit Cards for Yakun Heartland Mall Kovan (App)

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month

Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month

Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY

Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Yakun Heartland Mall Kovan (App):

✗OCBC Rewards

✗UOB Lady's Card

✗UOB Lady's Solitaire

✗Maybank XL Rewards

Tips for Maximizing Rewards at Yakun Heartland Mall Kovan (App)

Use the card with the highest bonus rate for MCC 5734
Track monthly caps to avoid missing out on bonus rewards
Check if mobile wallet vs direct payment affects your rewards rate
Verify the MCC before making large purchases to ensure bonus eligibility
Consider having multiple cards to maximize rewards across different spending categories