Understanding Booking.com MCC Codes
Booking.com transactions code as MCC 4722 (Travel Agencies). UOB PPV, DBS WWMC, and HSBC Revolution earn 4 MPD on this MCC. Citi Rewards excludes MCC 4722 from its online shopping bonus, so avoid that card for Booking.com.
Booking.com MCC Codes
| Platform | MCC Code | Category |
|---|---|---|
| Booking.com | 4722 | Travel Agencies |
Best Credit Cards for Booking.com
1. Woman's World MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only
View all cards for MCC 47222. UOB Visa Signature
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Conditions: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
View all cards for MCC 47223. UOB Lady's Card
Rewards Rate: 4 MPD
Eligible: Eligible under Travel category
Spend Cap: Cap at $1,000 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 47224. UOB Lady's Solitaire
Rewards Rate: 4 MPD
Eligible: Eligible under Travel category
Spend Cap: Cap at $750 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 47225. Maybank XL Rewards
Rewards Rate: 4 MPD
Eligible: Eligible under Travel category
Spend Cap: Cap at S$1,000 per calendar month across all bonus categories combined
Conditions: Earns 4 MPD on all foreign-currency (FCY) transactions regardless of MCC. Requires min S$500 spend per calendar month to unlock 4 MPD (else 0.4 MPD). SGD groceries, petrol, and transport are NOT bonus categories. Bonus calculated per S$5 block.
View all cards for MCC 4722Cards That Do NOT Earn Bonuses on Booking.com
- HSBC Revolution — Not in whitelist
- OCBC Rewards — Not in whitelist
- UOB Preferred Platinum Visa — Not in whitelist
- Citibank Rewards MasterCard — Excluded in blacklist
- UOB KrisFlyer — Not in whitelist
Tips to Maximize Booking.com Rewards
- Use UOB PPV for reliable 4 MPD on Booking.com (MCC 4722 is eligible)
- Avoid Citi Rewards — MCC 4722 is in its exclusion list
- HSBC Revolution and DBS WWMC also earn 4 MPD on MCC 4722 online bookings
Frequently Asked Questions
What MCC code does Booking.com use?
Booking.com uses MCC 4722 (Travel Agencies).
Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.