Understanding Foodpanda MCC Codes
Foodpanda is a major food delivery platform in Singapore. Orders typically code as MCC 5812/5814 (Dining), qualifying for dining bonus rewards on Singapore credit cards.
Foodpanda MCC Codes
Best Credit Cards for Foodpanda
1. HSBC Revolution
Rewards Rate: 4 MPD
Eligible: Included in whitelist
Spend Cap: Cap at $1,000 a month
View all cards for MCC 5812 · Calculate HSBC Revolution miles2. UOB Preferred Platinum Visa
Rewards Rate: 4 MPD
Eligible: Included in whitelist and not excluded
Spend Cap: Cap at $600 a month per spend type
View all cards for MCC 5812 · Calculate UOB Preferred Platinum Visa miles3. Citibank Rewards MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only - excludes travel-related MCCs (3000-3999 range)
View all cards for MCC 5812 · Calculate Citibank Rewards MasterCard miles4. Woman's World MasterCard
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Cap at $1,000 a month
Conditions: Online spend only
View all cards for MCC 5812 · Calculate Woman's World MasterCard miles5. UOB Visa Signature
Rewards Rate: 4 MPD
Eligible: Not excluded
Spend Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Conditions: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
View all cards for MCC 5812 · Calculate UOB Visa Signature miles6. UOB Lady's Card
Rewards Rate: 4 MPD
Eligible: Eligible under Dining category
Spend Cap: Cap at $1,000 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 5812 · Calculate UOB Lady's Card miles7. UOB Lady's Solitaire
Rewards Rate: 4 MPD
Eligible: Eligible under Dining category
Spend Cap: Cap at $750 per calendar month per bonus category
Conditions: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.
View all cards for MCC 5812 · Calculate UOB Lady's Solitaire miles8. UOB KrisFlyer
Rewards Rate: 2.4 MPD
Eligible: Eligible under Dining & Food Delivery category
Spend Cap: Uncapped bonus
Conditions: Min S$1,000 annual spend on SIA Group required to unlock Accelerated Miles. Categories: Dining & Food Delivery, Online Shopping, Transport, and Online Travel (selected merchants).
View all cards for MCC 5812 · Calculate UOB KrisFlyer miles9. Maybank XL Rewards
Rewards Rate: 4 MPD
Eligible: Eligible under Dine category
Spend Cap: Cap at S$1,000 per calendar month across all bonus categories combined
Conditions: Earns 4 MPD on all foreign-currency (FCY) transactions regardless of MCC. Requires min S$500 spend per calendar month to unlock 4 MPD (else 0.4 MPD). SGD groceries, petrol, and transport are NOT bonus categories. Bonus calculated per S$5 block.
View all cards for MCC 5812 · Calculate Maybank XL Rewards milesCards That Do NOT Earn Bonuses on Foodpanda
- OCBC Rewards — Not in whitelist
Tips to Maximize Foodpanda Rewards
- Use HSBC Revolution or OCBC Rewards for 4 MPD on Foodpanda
- Foodpanda Pro subscriptions don't earn bonus rewards
- Stack with pandapro discounts for maximum value
Frequently Asked Questions
What MCC code does Foodpanda use?
Foodpanda typically uses MCC 5812 (Restaurants) or MCC 5814 (Fast Food).
Which card is best for Foodpanda?
HSBC Revolution earns 4 MPD on Foodpanda as a dining category purchase.
Last Updated: April 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.