Citi PremierMiles Card Bonus MCC Categories
The Citi PremierMiles Card earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Foreign Currency Spend — 2.2 MPD
Foreign-currency spend earns 2.2 MPD; local SGD earns 1.2 MPD. Miles accrue per S$1 (no S$5 block) and never expire.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Foreign Currency Spend | All | Overseas retailers, Overseas dining, Kaligo/Agoda hotel bookings |
Tips to Maximize Citi PremierMiles Card Rewards
- 11 transfer partners per Citi's live Points Transfer page (KrisFlyer, Cathay, BA, Qatar, Etihad, EVA, Flying Blue, IHG, Qantas, Thai, Turkish)
- S$27.25 transfer fee — waived on the Instant Points Transfer route including KrisPay
- Renewal bonus of 10,000 Citi Miles is reversed if the fee is waived
- Points are forfeited immediately on account closure
Frequently Asked Questions
Which MCCs are excluded from Citi PremierMiles?
Per Citi's Rewards Exclusion List (card listed at ¶1(c), w.e.f. 16 Dec 2024): 6529, 6530, 6534, 6540, 7349, 7511, 7523, 7800, 7995, 4829, 4900, 5199, 5960, 6012, 6050, 6051, 6211, 6300, 6513, 8211, 8220, 8241, 8244, 8249, 8299, 8398, 8062, 8651, 8661, 9211, 9222, 9223, 9311, 9399, 9402, 9405, 9754, 5993 — plus merchant terms AXS, EZ-link, SAM, SimplyGo, YouTrip, OANDA, Saxo.
Does Citi PremierMiles have a cap?
No — earn is uncapped and Citi Miles never expire while the account is open.
How many transfer partners does Citi PremierMiles have?
11 airline/hotel partners per Citi's official Points Transfer page, at 1:1 (10,000 Citi Miles → 10,000 miles).
Last Updated: October 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.