Standard Chartered Visa Infinite Card Bonus MCC Categories
The Standard Chartered Visa Infinite Card earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Foreign Currency (S$2k tier) — 3 MPD
FCY earns 3 MPD once S$2,000 eligible spend is met in the statement cycle (principal + supplementary aggregated); 1.0 MPD below the threshold. Local becomes 1.4 MPD.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Foreign Currency (S$2k tier) | All | Overseas retailers, Overseas dining, Travel spend |
Tips to Maximize Standard Chartered Visa Infinite Card Rewards
- Below S$2,000/statement cycle everything earns just 1.0 MPD — the card only makes sense above the threshold
- S$599.50 fee strictly non-waivable; renewal 20,000 miles reversed on waiver
- Tax payments are excluded except via SCVI's Income Tax Payment Facility (1.9% fee)
- 6 Priority Pass visits/year; guests count against the quota
Frequently Asked Questions
Which MCCs are excluded from SC Visa Infinite?
SC's shared Retail Transaction Exclusions list referenced in cl.6 of the SCVI T&C (35 codes): 4829, 4900, 5047, 5199, 6012, 6050, 6051, 6211, 6513, 6529, 6530, 6534, 6540, 7299, 7349, 7511, 7523, 8062, 8211, 8220, 8241, 8244, 8249, 8299, 8398, 8651, 8661, 8999, 9211, 9222, 9223, 9311, 9399, 9402, 9405.
What income do I need for SC Visa Infinite?
S$150,000 for non-Priority customers; S$30,000 (SG/PR) or S$60,000 (foreigners) for Priority/Private Banking customers. Age 21-65.
Do SC Visa Infinite points expire?
360° Rewards Points never expire, but each KrisFlyer conversion costs S$27.25.
Last Updated: October 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.