UOB

KrisFlyer UOB Credit Card β€” MCC Codes & Rewards Guide

Earn KrisFlyer miles directly β€” 3 MPD on Singapore Airlines Group spend, 2.4 MPD on dining and online shopping.

Earn Rate: 3 MPD
|Annual Fee: $196.20 (waived first year)|Updated: July 2026

KrisFlyer UOB Credit Card at a Glance

Best Rate
3 MPD
SIA Group Spend
Bank
UOB
$196.20 (waived first year)
Bonus Categories
2
SIA Group Spend, Dining & Online Shopping
Apply for KrisFlyer UOB Credit Card β†’

Application takes ~5 minutes

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Calculate your KrisFlyer UOB Credit Card miles earned β†’

KrisFlyer UOB Credit Card Bonus MCC Categories

The KrisFlyer UOB Credit Card earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:

1. SIA Group Spend β€” 3 MPD

Singapore Airlines, Scoot, KrisShop, Kris+, and Pelago earn 3 MPD.

CategoryMCC CodesTop Merchants
SIA Group Spend4511Singapore Airlines, Scoot, KrisShop, Pelago, Kris+

2. Dining & Online Shopping β€” 2.4 MPD

Dining and online shopping earn 2.4 MPD with no cap on bonus rewards.

CategoryMCC CodesTop Merchants
Dining & Online Shopping5812, 5814Grab, Foodpanda, Shopee, Amazon, Deliveroo

Tips to Maximize KrisFlyer UOB Credit Card Rewards

  1. Miles are deposited directly into your KrisFlyer account β€” no transfer needed
  2. Best paired with SIA Group spending for maximum value
  3. 2.4 MPD on dining and online is uncapped β€” great for high spenders
  4. Use alongside another 4 MPD card for broader coverage

Frequently Asked Questions

How are miles credited?

Miles are deposited directly into your KrisFlyer account monthly. No manual transfer required.

Is there a cap?

The 2.4 MPD bonus on dining and online has no cap. The 3 MPD SIA Group rate also has no cap.

Last Updated: July 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.

Check Any Merchant's MCC Code

Search our database to find MCC codes and check if your purchase earns bonus rewards with the KrisFlyer UOB Credit Card.

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