UOB PRVI Miles Visa Bonus MCC Categories
The UOB PRVI Miles Visa earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Foreign Currency Spend — 2.4 MPD
Foreign-currency transactions with a payment gateway located outside Singapore earn 2.4 MPD (3.0 MPD regional for IDR/MYR/THB/VND). FCY online purchases through a Singapore gateway earn only 1.4 MPD.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Foreign Currency Spend | All | Overseas retailers, Overseas restaurants, Regional travel spend |
Tips to Maximize UOB PRVI Miles Visa Rewards
- The overseas rate depends on the payment gateway location, not just the currency — FCY online purchases via SG gateways earn 1.4 MPD
- UNI$ are computed in S$5 blocks per transaction and rounded down
- Broad exclusions apply: utilities, insurance, education, government, parking, hospitals, wallet top-ups and more earn zero UNI$
- 4 Priority Pass lounge visits per year included
Frequently Asked Questions
What MCCs are excluded from UOB PRVI Miles?
Per the PRVI Miles T&C §1(ii)(a), zero UNI$ is earned on: 4829 wire transfer, 4900 utilities, 5199 nondurable goods, 5960/6300 insurance, 5993 cigar stores, 6012 financial institutions, 6050/6051 quasi-cash and crypto, 6211 brokers, 6513 real estate, 6529/6530/6534/7511 quasi-cash variants, 6540 stored-value load, 7349 property management, 7523 parking, 7995 gambling, 8062 hospitals, 8211/8220/8241/8244/8249/8299 education, 8398/8651/8661/8699 charity and orgs, 8999 professional services, 9211/9222/9223/9311/9399/9402/9405 government.
Does UOB PRVI Miles have a spend cap?
No. UOB officially states there is no minimum spend and no cap on miles earned. All earn rates are uncapped.
Why did my FCY online purchase earn 1.4 MPD?
The 2.4 MPD overseas rate requires BOTH foreign currency AND a payment gateway located outside Singapore (T&C §1(ix)/(x)). Foreign-currency online purchases through Singapore gateways earn the local 1.4 MPD rate.
Last Updated: October 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.