What is MCC 5817?
MCC 5817 is the Merchant Category Code for Digital Goods: Applications (Excludes Games) Digital Goods: Large Digital Goods Merchant (V). This four-digit code is used by credit card networks to classify businesses that sell digital goods: applications (excludes games) digital goods: large digital goods merchant (v).
When you use your credit card at a merchant classified under MCC 5817, the transaction is tagged with this code. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.
Credit Cards That Earn Bonus Rewards on MCC 5817
Citibank Rewards MasterCard
4 MPDNot excluded
Woman's World MasterCard
4 MPDNot excluded
UOB Visa Signature
4 MPDNot excluded
Cards That Don't Earn Bonus
These cards earn base rewards (1 MPD) on MCC 5817:
Tips for Maximizing Rewards on MCC 5817
- Use the card with the highest bonus rate for this MCC category
- Track monthly caps to avoid missing out on bonus rewards
- Check if online vs offline spending affects your rewards rate
- Verify the MCC before making large purchases to ensure bonus eligibility
- Consider having multiple cards to maximize rewards across different MCCs
What typically codes as MCC 5817 — and what doesn’t
Covers digital goods — applications (explicitly excluding games): app-store purchases, in-app purchases and app subscriptions. Games post under MCC 5818 (Digital Goods: Games), and e-books, music and video under MCC 5816. Some issuers exclude digital-goods codes from bonus categories even when the MCC matches, so check the card's terms as well as the code.
Frequently Asked Questions
What is MCC 5817?
MCC 5817 is the Merchant Category Code for Digital Goods: Applications (Excludes Games) Digital Goods: Large Digital Goods Merchant (V). Card networks assign it to digital goods: applications (excludes games) digital goods: large digital goods merchant (v) transactions, and your card issuer uses it — not the merchant name — to decide which bonus category applies.
Which credit cards earn rewards on MCC 5817?
3 cards earn the top bonus rate on this code — see the ranked cards above, including monthly caps and conditions.
Why didn’t my transaction earn the bonus category?
The transaction posts under the MCC the acquirer registered, which can differ from what you expect — marketplaces, payment wallets, app stores and booking platforms often re-code purchases. Verify the MCC before large purchases.
Related MCC Codes
Neighbouring categories — check these when a purchase doesn’t post as MCC 5817: