What is MCC 6010?
MCC 6010 is the Merchant Category Code for Financial Institutions - Manual Cash Disbursements. This four-digit code is used by credit card networks to classify businesses that sell financial institutions - manual cash disbursements.
When you use your credit card at a merchant classified under MCC 6010, the transaction is tagged with this code. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.
Credit Cards That Earn Bonus Rewards on MCC 6010
Not excluded
Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)
UOB Visa Signature
4 MPDNot excluded
Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200
Apply Now →
Some links on this page are affiliate links (marked sponsored). We may earn a commission at no cost to you — this never affects our rankings.
Cards That Don't Earn Bonus
These cards earn base rewards (1 MPD) on MCC 6010:
✗HSBC Revolution
✗OCBC Rewards
✗UOB Preferred Platinum Visa
✗Woman's World MasterCard
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗UOB KrisFlyer
✗Maybank XL Rewards
✗HSBC TravelOne
Tips for Maximizing Rewards on MCC 6010
- Use the card with the highest bonus rate for this MCC category
- Track monthly caps to avoid missing out on bonus rewards
- Check if online vs offline spending affects your rewards rate
- Verify the MCC before making large purchases to ensure bonus eligibility
- Consider having multiple cards to maximize rewards across different MCCs