Merchant MCC Guide

Alfred MCC & rewards

Reported MCC 8999 · Professional Services (Not Elsewhere Classified)

· In-store

Alfred

On-site merchant · SG

MCC 8999 · In-store terminal

Officially verified · In-store terminal

Verified MCC 8999 for In-store terminal.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • The American Express Platinum Charge Card5.0 MPD at 10Xcelerator partners enrolled, first S$16,000 partner spend/yr (20 MR per S$1.60)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator is a named-partner list (not MCC); requires annual enrolment (go.amex/bonusmrenrolment-plat), direct partner payment only (Kris+/PayPal excluded); above the S$16,000 partner-spend cap earns 10 MR/S$1.60 (~2.5 MPD). SIA/Scoot direct flights earn 5 MR/S$1.60 (1.25 MPD)
    • Annual fee: S$1,744 charge card, non-waivable. Category exclusions per amex-sg-exclusions.pdf; education exclusion does NOT apply to The Platinum Card
    Editorial review (reviewed 2026-10-18)
  • DCS Imperium World Elite Card4 MPD overseas FCY (6X + 4X) with S$4,000/mo foreign spend

    MCC is not excluded from the bonus blacklist

    • Overseas threshold: 4 MPD requires S$4,000/mo FOREIGN-currency spend (else 2.4 MPD overseas); local earns 1.6 MPD. DCC transactions excluded
    • Invite-only: Invite/waitlist acquisition; S$1,294.92 annual fee non-waivable (comes with 40,000-mile gift); lifetime cap 2,000,000 Imperium Points (~800,000 miles)
    Editorial review (reviewed 2026-10-18)
  • Maybank Visa Infinite3.2 MPD FCY (8X, min S$4,000/mo); 2.0 MPD FCY (5X) below

    MCC is not excluded from the bonus blacklist

    • FCY tier: S$4,000/mo retail spend needed for 8X (3.2 MPD); below it FCY earns 5X (2.0 MPD)
    • Insurance carve-out: Card T&C overrides the TREATS insurance exclusion: insurance premiums earn the 3X local rate up to S$3,000/mo. Education/medical earn 3X. Income S$150,000
    Bank terms (reviewed 2026-10-18)
See the full card comparison

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What is Alfred's MCC Code?

Alfred uses MCC 8999 (Professional Services (Not Elsewhere Classified)). This Merchant Category Code is used by credit card networks to classify transactions at Alfred.

When you use your credit card at Alfred, the transaction is tagged with MCC 8999. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Alfred

No bonus cards found for Alfred (MCC 8999). Most cards will earn base rewards (1 MPD) on this category.


Tips for Maximizing Rewards at Alfred

  • Use the card with the highest bonus rate for MCC 8999
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (8999) as Alfred:


Related Resources

Frequently Asked Questions

What MCC code does Alfred use?

Alfred uses MCC 8999 (Professional Services (Not Elsewhere Classified)). This code classifies the merchant as a professional services (not elsewhere classified) business.

Which credit cards earn rewards at Alfred?

Most credit cards earn base rewards (1 MPD) at Alfred. Check our MCC lookup tool to find cards with bonuses.

What should I check before choosing a card for Alfred?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Alfred's MCC code?

Use CheckMCC's merchant lookup tool to verify Alfred's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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