Merchant MCC Guide

Courts MCC & rewards

Reported MCC 5712 · Furniture, Home Furnishings, and Equipment Stores

· In-store

Courts

On-site merchant · SG

MCC 5712 · In-store terminal

Officially verified · In-store terminal

Verified MCC 5712 for In-store terminal.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • UOB Preferred Platinum Visa4 MPD

    MCC is not excluded from the on-site blacklist

    • Monthly cap: Cap at $600 a month per spend type
    • Payment mode: Bonus rate applies to both online and on-site transactions
    • Offline rule: On-site transactions use blacklist rules only; online transactions use the MCC whitelist
    Bank terms (reviewed 2026-08-23)
  • UOB Visa Signature4 MPD

    MCC is not excluded from the bonus blacklist

    • Spend window: On Site: local contactless spend between $1,000–$1,200 | FCY: foreign currency transactions between $1,000–$1,200
    • Payment mode: Bonus rate applies to on-site contactless / foreign-currency transactions only
    Editorial review (reviewed 2026-08-23)
  • HSBC TravelOne0.8 MPD local SGD (2 MPD on foreign currency)

    MCC is not excluded from the bonus blacklist

    • FCY bonus: Earns 5X points (2 MPD) on foreign-currency transactions; local SGD earns 2X points (0.8 MPD)
    • Excluded MCCs: Non-qualifying MCCs (quasi-cash, crypto, insurance, gambling, hospitals, schools, government, professional services) earn no points
    Editorial review (reviewed 2026-10-09)
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What is Courts's MCC Code?

Courts uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores). This Merchant Category Code is used by credit card networks to classify transactions at Courts.

When you use your credit card at Courts, the transaction is tagged with MCC 5712. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.

Best Credit Cards for Courts

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Courts:

✗HSBC Revolution
✗OCBC Rewards
✗UOB Preferred Platinum Visa
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗UOB KrisFlyer
✗Maybank XL Rewards

Tips for Maximizing Rewards at Courts

  • Use the card with the highest bonus rate for MCC 5712
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Resources

Best cards for CourtsView MCC 5712 DetailsBrowse All MCC Codes

Frequently Asked Questions

What MCC code does Courts use?

Courts uses MCC 5712 (Furniture, Home Furnishings, and Equipment Stores). This code classifies the merchant as a furniture, home furnishings, and equipment stores business.

Which credit cards earn rewards at Courts?

4 credit cards earn bonus rewards at Courts: Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, HSBC TravelOne.

What should I check before choosing a card for Courts?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Courts's MCC code?

Use CheckMCC's merchant lookup tool to verify Courts's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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