Merchant MCC Guide

Ezbuy Shipping MCC Code: 5399 (Miscellaneous General Merchandise)

Community contributed on 24 Sept 2026

Complete guide to Ezbuy Shipping MCC code - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 24 Sept 2026
Singapore • Offline

Ezbuy Shipping

On-site merchant · Singapore

MCC 5399 · In-store terminal

Officially verified · In-store terminal

Verified MCC 5399 for In-store terminal.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • HSBC Revolution4 MPD

    MCC is included in the bonus whitelist

    • Monthly cap: Cap at $1,000 a month
    • Payment mode: Bonus rate applies to both online and on-site transactions
    Issuer source (reviewed 2026-08-23)
  • Maybank XL Rewards4 MPD

    Eligible under the Shop category

    • Min spend: Requires min S$500 spend per calendar month to unlock 4 MPD (else 0.4 MPD)
    • Monthly cap: Cap at S$1,000 per calendar month across all bonus categories combined
    • FCY bonus: Earns 4 MPD on all foreign-currency transactions regardless of MCC
    • Excluded local categories: SGD groceries, petrol, and transport are NOT bonus categories. Bonus calculated per S$5 block.
    Issuer source (reviewed 2026-08-23)
  • UOB Preferred Platinum Visa4 MPD

    MCC is not excluded from the on-site blacklist

    • Monthly cap: Cap at $600 a month per spend type
    • Payment mode: Bonus rate applies to both online and on-site transactions
    • Offline rule: On-site transactions use blacklist rules only; online transactions use the MCC whitelist
    Issuer source (reviewed 2026-08-23)
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Quick Stats for Ezbuy Shipping

📊 MCC Code
Miscellaneous General Merchandise
💳 Eligible Cards
7
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Ezbuy Shipping's MCC Code?

Ezbuy Shipping uses MCC 5399 (Miscellaneous General Merchandise). This Merchant Category Code is used by credit card networks to classify transactions at Ezbuy Shipping.

When you use your credit card at Ezbuy Shipping, the transaction is tagged with MCC 5399. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Ezbuy Shipping

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Maybank XL Rewards

4 MPD

Eligible under Shop category

Cap: Cap at S$1,000 per calendar month across all bonus categories combined
Note: Earns 4 MPD on all foreign-currency (FCY) transactions regardless of MCC. Requires min S$500 spend per calendar month to unlock 4 MPD (else 0.4 MPD). SGD groceries, petrol, and transport are NOT bonus categories. Bonus calculated per S$5 block.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Ezbuy Shipping:

✗OCBC Rewards
✗UOB Lady's Card
✗UOB Lady's Solitaire

Tips for Maximizing Rewards at Ezbuy Shipping

  • Use the card with the highest bonus rate for MCC 5399
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Ezbuy Shipping use?

Ezbuy Shipping uses MCC 5399 (Miscellaneous General Merchandise). This code classifies the merchant as a miscellaneous general merchandise business.

Which credit cards earn rewards at Ezbuy Shipping?

7 credit cards earn bonus rewards at Ezbuy Shipping: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB KrisFlyer, Maybank XL Rewards.

What is the best credit card for Ezbuy Shipping?

The best card for Ezbuy Shipping is HSBC Revolution, earning 4 MPD.

How do I verify Ezbuy Shipping's MCC code?

Use CheckMCC's merchant lookup tool to verify Ezbuy Shipping's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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