Merchant MCC Guide

Fwd Term Life Plus Insurance MCC & rewards

Reported MCC 6300 · Insurance Sales and Underwriting

· In-store

Fwd Term Life Plus Insurance

On-site merchant · SG

MCC 6300 · In-store terminal

Officially verified · In-store terminal

Verified MCC 6300 for In-store terminal.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • Standard Chartered Beyond Card3.0 MPD FCY standalone (up to 8.0 MPD FCY dining, Priority Private)

    MCC is not excluded from the bonus blacklist

    • Relationship tiers: Rates by relationship: 1.5/3.0 standalone; 2.0/3.5 Priority (S$200k); 2.0/8.0 FCY dining + 4.0 FCY others Priority Private (S$1.5M fresh funds). Tier changes lag one statement cycle
    • Annual fee: S$1,635 strictly non-waivable; renewal gift 80,000 miles requires S$200k AUM
    Editorial review (reviewed 2026-10-18)
  • Standard Chartered Visa Infinite Card1.4 local / 3.0 FCY MPD with S$2,000 statement-cycle spend

    MCC is not excluded from the bonus blacklist

    • Accelerated tier: Below S$2,000 eligible spend per statement cycle, all spend earns 1.0 MPD only
    • Annual fee: S$599.50 strictly non-waivable; renewal 20,000 miles reversed on waiver. Income S$150k (non-Priority)
    Editorial review (reviewed 2026-10-18)
See the full card comparison

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What is Fwd Term Life Plus Insurance's MCC Code?

Fwd Term Life Plus Insurance uses MCC 6300 (Insurance Sales and Underwriting). This Merchant Category Code is used by credit card networks to classify transactions at Fwd Term Life Plus Insurance.

When you use your credit card at Fwd Term Life Plus Insurance, the transaction is tagged with MCC 6300. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Fwd Term Life Plus Insurance

No bonus cards found for Fwd Term Life Plus Insurance (MCC 6300). Most cards will earn base rewards (1 MPD) on this category.


Tips for Maximizing Rewards at Fwd Term Life Plus Insurance

  • Use the card with the highest bonus rate for MCC 6300
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (6300) as Fwd Term Life Plus Insurance:


Related Resources

Frequently Asked Questions

What MCC code does Fwd Term Life Plus Insurance use?

Fwd Term Life Plus Insurance uses MCC 6300 (Insurance Sales and Underwriting). This code classifies the merchant as a insurance sales and underwriting business.

Which credit cards earn rewards at Fwd Term Life Plus Insurance?

Most credit cards earn base rewards (1 MPD) at Fwd Term Life Plus Insurance. Check our MCC lookup tool to find cards with bonuses.

What should I check before choosing a card for Fwd Term Life Plus Insurance?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Fwd Term Life Plus Insurance's MCC code?

Use CheckMCC's merchant lookup tool to verify Fwd Term Life Plus Insurance's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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