Merchant MCC Guide

Go MCC & rewards

Contributed by QuickComet566 on 9 Oct 2026

Reported MCC 5964 · Direct Marketing - Catalog Merchant

Japan · Online
Last updated: 9 Oct 2026

Go (Taxi App)

Online storefront · Japan

MCC 5964 · Merchant app

Officially verified · Merchant app

Verified MCC 5964 for Merchant app.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • DBS yuu CardUp to 10 MPD / 18% at participating yuu merchants

    MCC is not excluded from the bonus blacklist

    • Merchant-list rule: Bonus tied to named participating yuu merchants, not MCCs. Must scan/link yuu ID AND pay with card. Merchants (T&C Appendix 1, 7 Aug 2026): Cold Storage/CS Fresh/Jasons Deli, Giant/Hypermart/Express, Guardian, 7-Eleven, foodpanda (delivery/pickup/shops/pandamart), Gojek, SimplyGo (rides only, no top-ups), Charge+, Singtel Shop/Exclusive Retailers, CHAGEE (app orders only). Per-merchant exclusions apply (e.g. Changi Airport 7-Eleven/Guardian stores, Cold Storage On The Go = base only, foodpanda PayPal-tagged/dine-in/pandago/corporate excluded)
    • Top-tier unlock: 10 MPD/18% tier needs S$800 min spend AND ≥4 distinct participating merchants per calendar month, else 2.8 MPD/5%
    • Monthly cap: 28,800 bonus yuu Points/month (≈S$822.86 spend; S$144 cash or 8,000 miles)
    Editorial review (reviewed 2026-10-18)
  • The American Express Platinum Charge Card5.0 MPD at 10Xcelerator partners enrolled, first S$16,000 partner spend/yr (20 MR per S$1.60)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator is a named-partner list (not MCC); requires annual enrolment (go.amex/bonusmrenrolment-plat), direct partner payment only (Kris+/PayPal excluded); above the S$16,000 partner-spend cap earns 10 MR/S$1.60 (~2.5 MPD). SIA/Scoot direct flights earn 5 MR/S$1.60 (1.25 MPD)
    • Annual fee: S$1,744 charge card, non-waivable. Category exclusions per amex-sg-exclusions.pdf; education exclusion does NOT apply to The Platinum Card
    Editorial review (reviewed 2026-10-18)
  • Citibank Rewards MasterCard4 MPD

    MCC is not excluded from the bonus blacklist

    • Monthly cap: Cap at $1,000 a month
    • Payment mode: Bonus rate applies to online transactions only
    • Excluded MCCs: Travel-related MCCs (3000–3999 range) are excluded
    Editorial review (reviewed 2026-08-23)
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What is Go's MCC Code?

Go uses MCC 5964 (Direct Marketing - Catalog Merchant). This Merchant Category Code is used by credit card networks to classify transactions at Go.

When you use your credit card at Go, the transaction is tagged with MCC 5964. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.

Best Credit Cards for Go

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Eligible via foreign-currency (FCY) transactions regardless of MCC

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Maybank XL Rewards

4 MPD

Eligible via foreign-currency (FCY) transactions regardless of MCC

Cap: Cap at S$1,000 per calendar month across all bonus categories combined
Note: Earns 4 MPD on all foreign-currency (FCY) transactions regardless of MCC. Requires min S$500 spend per calendar month to unlock 4 MPD (else 0.4 MPD). SGD groceries, petrol, and transport are NOT bonus categories. Bonus calculated per S$5 block.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Go:

✗OCBC Rewards
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗UOB KrisFlyer

Tips for Maximizing Rewards at Go

  • Use the card with the highest bonus rate for MCC 5964
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5964) as Go:

Hakone Ashinoko Hanaori
Japan • online
Kirin Factory Tour
Japan • online
Orix car rental Online
Japan • online
Aliexpress
• online

Related Resources

Best cards for GoView MCC 5964 DetailsBrowse All MCC Codes

Frequently Asked Questions

What MCC code does Go use?

Go uses MCC 5964 (Direct Marketing - Catalog Merchant). This code classifies the merchant as a direct marketing - catalog merchant business.

Which credit cards earn rewards at Go?

7 credit cards earn bonus rewards at Go: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, Maybank XL Rewards, HSBC TravelOne.

What should I check before choosing a card for Go?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Go's MCC code?

Use CheckMCC's merchant lookup tool to verify Go's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 5964? Search by merchant name to verify their code and find eligible bonus cards.

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