Merchant MCC Guide

Ntuc Fairprice MCC Code: 5411 (Grocery Stores, Supermarkets)

Complete guide to Ntuc Fairprice MCC code - which credit cards earn bonus rewards and how to maximize your spending.

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Ntuc Fairprice

On-site merchant · Singapore

MCC 5411 · In-store terminal

Officially verified · In-store terminal

Verified MCC 5411 for In-store terminal.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • UOB Preferred Platinum Visa4 MPD

    MCC is not excluded from the on-site blacklist

    • Monthly cap: Cap at $600 a month per spend type
    • Payment mode: Bonus rate applies to both online and on-site transactions
    • Offline rule: On-site transactions use blacklist rules only; online transactions use the MCC whitelist
    Issuer source (reviewed 2026-08-23)
  • UOB Lady's Card4 MPD

    Eligible under the Family category

    • Monthly cap: Cap at $1,000 per calendar month per bonus category
    • Bonus categories: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. 1X UNI$ per S$5 on other eligible categories
    Issuer source (reviewed 2026-08-23)
  • UOB Lady's Solitaire4 MPD

    Eligible under the Family category

    • Monthly cap: Cap at $750 per calendar month per bonus category
    • Bonus categories: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. 1X UNI$ per S$5 on other eligible categories
    Issuer source (reviewed 2026-08-23)
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Quick Stats for Ntuc Fairprice

📊 MCC Code
Grocery Stores, Supermarkets
💳 Eligible Cards
6
cards earn bonus
💰 Best Rate
4 MPD
miles per dollar

What is Ntuc Fairprice's MCC Code?

Ntuc Fairprice uses MCC 5411 (Grocery Stores, Supermarkets). This Merchant Category Code is used by credit card networks to classify transactions at Ntuc Fairprice.

When you use your credit card at Ntuc Fairprice, the transaction is tagged with MCC 5411. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Ntuc Fairprice

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

UOB Lady's Card

4 MPD

Eligible under Family category

Cap: Cap at $1,000 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

UOB Lady's Solitaire

4 MPD

Eligible under Family category

Cap: Cap at $750 per calendar month per bonus category
Note: Must select 2 bonus categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Earn 1X UNI$ for every $5 spent on all other eligible categories.

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Ntuc Fairprice:

HSBC Revolution
OCBC Rewards
UOB KrisFlyer
Maybank XL Rewards

Tips for Maximizing Rewards at Ntuc Fairprice

  • Use the card with the highest bonus rate for MCC 5411
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (5411) as Ntuc Fairprice:


Related Resources

Frequently Asked Questions

What MCC code does Ntuc Fairprice use?

Ntuc Fairprice uses MCC 5411 (Grocery Stores, Supermarkets). This code classifies the merchant as a grocery stores, supermarkets business.

Which credit cards earn rewards at Ntuc Fairprice?

6 credit cards earn bonus rewards at Ntuc Fairprice: UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature, UOB Lady's Card, UOB Lady's Solitaire.

What is the best credit card for Ntuc Fairprice?

The best card for Ntuc Fairprice is UOB Preferred Platinum Visa, earning 4 MPD.

How do I verify Ntuc Fairprice's MCC code?

Use CheckMCC's merchant lookup tool to verify Ntuc Fairprice's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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