Merchant MCC Guide

Ohmyhome MCC & rewards

Reported MCC 6513 · Real Estate Agents and Managers - Rentals

· OnlineVisit Ohmyhome website

Ohmyhome

Online storefront · SG

MCC 6513 · Website checkout

Officially verified · Website checkout

Verified MCC 6513 for Website checkout.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • The American Express Platinum Charge Card5.0 MPD at 10Xcelerator partners enrolled, first S$16,000 partner spend/yr (20 MR per S$1.60)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator is a named-partner list (not MCC); requires annual enrolment (go.amex/bonusmrenrolment-plat), direct partner payment only (Kris+/PayPal excluded); above the S$16,000 partner-spend cap earns 10 MR/S$1.60 (~2.5 MPD). SIA/Scoot direct flights earn 5 MR/S$1.60 (1.25 MPD)
    • Annual fee: S$1,744 charge card, non-waivable. Category exclusions per amex-sg-exclusions.pdf; education exclusion does NOT apply to The Platinum Card
    Editorial review (reviewed 2026-10-18)
  • Maybank Visa Infinite3.2 MPD FCY (8X, min S$4,000/mo); 2.0 MPD FCY (5X) below

    MCC is not excluded from the bonus blacklist

    • FCY tier: S$4,000/mo retail spend needed for 8X (3.2 MPD); below it FCY earns 5X (2.0 MPD)
    • Insurance carve-out: Card T&C overrides the TREATS insurance exclusion: insurance premiums earn the 3X local rate up to S$3,000/mo. Education/medical earn 3X. Income S$150,000
    Bank terms (reviewed 2026-10-18)
  • Maybank World Mastercard3.2 MPD FCY (8X, min S$4,000/mo); 2.8 MPD FCY (7X, min S$800/mo); 4 MPD at 10X merchants

    MCC is not excluded from the bonus blacklist

    • Tiered FCY unlock: Missing S$800/mo retail spend drops ALL foreign spend to 0.4 MPD; S$4,000/mo unlocks 3.2 MPD. Min spend counts retail only (post-6th-of-month counts to next month)
    • 10X merchant earn: 4 MPD at named 10X TREATS merchants (incl. all SG petrol stations) — merchant-name-based, no online transactions, not stackable with 7X/8X
    Bank terms (reviewed 2026-10-18)
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What is Ohmyhome's MCC Code?

Ohmyhome uses MCC 6513 (Real Estate Agents and Managers - Rentals). This Merchant Category Code is used by credit card networks to classify transactions at Ohmyhome.

When you use your credit card at Ohmyhome, the transaction is tagged with MCC 6513. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.

Best Credit Cards for Ohmyhome

No bonus cards found for Ohmyhome (MCC 6513). Most cards will earn base rewards (1 MPD) on this category.

Tips for Maximizing Rewards at Ohmyhome

  • Use the card with the highest bonus rate for MCC 6513
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (6513) as Ohmyhome:

Christopher Che
• offline
Christopher Yon
• offline
Emerald Hill De
• offline
Estate
• offline
Ny Land Surveyor Pc
• offline
Proptech
• offline
Renthero
• online

Related Resources

Best cards for OhmyhomeView MCC 6513 DetailsBrowse All MCC Codes

Frequently Asked Questions

What MCC code does Ohmyhome use?

Ohmyhome uses MCC 6513 (Real Estate Agents and Managers - Rentals). This code classifies the merchant as a real estate agents and managers - rentals business.

Which credit cards earn rewards at Ohmyhome?

Most credit cards earn base rewards (1 MPD) at Ohmyhome. Check our MCC lookup tool to find cards with bonuses.

What should I check before choosing a card for Ohmyhome?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Ohmyhome's MCC code?

Use CheckMCC's merchant lookup tool to verify Ohmyhome's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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