Merchant MCC Guide

SHOPEEPAY SG SPL MCC & rewards

Reported MCC 6540 · POI (Point of Interaction) Funding Transactions (Excluding MoneySend)

Singapore · Online
Last updated: 2 Jul 2026

SHOPEEPAY SG SPL

Online storefront · Singapore

MCC 6540 · Merchant app

Officially verified · Merchant app

Verified MCC 6540 for Merchant app.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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No catalogued card currently earns a bonus rate on this MCC.

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What is SHOPEEPAY SG SPL's MCC Code?

SHOPEEPAY SG SPL uses MCC 6540 (POI (Point of Interaction) Funding Transactions (Excluding MoneySend)). This Merchant Category Code is used by credit card networks to classify transactions at SHOPEEPAY SG SPL.

When you use your credit card at SHOPEEPAY SG SPL, the transaction is tagged with MCC 6540. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for SHOPEEPAY SG SPL

No bonus cards found for SHOPEEPAY SG SPL (MCC 6540). Most cards will earn base rewards (1 MPD) on this category.


Tips for Maximizing Rewards at SHOPEEPAY SG SPL

  • Use the card with the highest bonus rate for MCC 6540
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (6540) as SHOPEEPAY SG SPL:


Related Resources

Frequently Asked Questions

What MCC code does SHOPEEPAY SG SPL use?

SHOPEEPAY SG SPL uses MCC 6540 (POI (Point of Interaction) Funding Transactions (Excluding MoneySend)). This code classifies the merchant as a poi (point of interaction) funding transactions (excluding moneysend) business.

Which credit cards earn rewards at SHOPEEPAY SG SPL?

Most credit cards earn base rewards (1 MPD) at SHOPEEPAY SG SPL. Check our MCC lookup tool to find cards with bonuses.

What should I check before choosing a card for SHOPEEPAY SG SPL?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify SHOPEEPAY SG SPL's MCC code?

Use CheckMCC's merchant lookup tool to verify SHOPEEPAY SG SPL's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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Not sure if a merchant uses MCC 6540? Search by merchant name to verify their code and find eligible bonus cards.

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