DCS Imperium World Elite Card Bonus MCC Categories
The DCS Imperium World Elite Card earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Foreign Currency (threshold) — 4 MPD
6X base + 4X bonus on FCY when you spend S$4,000+/month in foreign currency (2.4 MPD below the threshold). DCC transactions excluded. Lifetime cap 2,000,000 Imperium Points (~800,000 miles).
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Foreign Currency (threshold) | All | Overseas retailers, Overseas dining, Travel spend |
Tips to Maximize DCS Imperium World Elite Card Rewards
- Invite-only acquisition (waitlist); the S$1,294.92 fee is non-waivable
- KrisFlyer is the only miles redemption route (2.5 points = 1 mile, via the DCS Cards App)
- S$4,000/month of FOREIGN spend is needed every month to keep 4 MPD
- Interest 27.8% p.a., late fee up to S$150 — pay in full
Frequently Asked Questions
Which MCCs are excluded from DCS Imperium?
Per the DCS overseas-bonus promotion T&C: 4784, 4829, 4900, 5199, 5960, 6010, 6011, 6012, 6050, 6051, 6211, 6300, 6513, 6540, 7349, 7523, 7800-7802, 7995, 8062, 8211, 8220, 8241, 8244, 8249, 8299, 8398, 8651, 8661, 9211, 9222, 9223, 9311, 9399, 9402, 9405 — plus DCC and AMAZE* transactions.
How do I get the DCS Imperium card?
It is invite-only with a waitlist (SG citizens/PR/foreigners, age 21+). Apply via the DCS waitlist; approval includes the non-waivable S$1,294.92 fee.
Is DCS Imperium worth it?
Only for consistent S$4,000+/month foreign spenders: 4 MPD uncapped on FX beats most cards, but the fee + KrisFlyer-only redemption + lifetime point cap demand heavy usage.
Last Updated: October 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.