HSBC Revolution Bonus MCC Categories
The HSBC Revolution earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Online & Contactless — 4 MPD
All online transactions and contactless payments earn 4 MPD.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Online & Contactless | All | Shopee, Lazada, Amazon, Grab, FairPrice Online |
2. Dining — 4 MPD
Dining transactions earn 4 MPD at restaurants and food delivery.
Tips to Maximize HSBC Revolution Rewards
- Use for all online and contactless purchases to maximize 4 MPD
- No foreign transaction fee on the first $2,000 of overseas spend per month
- Monthly cap applies — check current HSBC terms
- Pair with a general spend card for non-bonus categories
Frequently Asked Questions
What is the HSBC Revolution earn rate?
4 MPD on online, contactless, and dining spend. Other spend earns a base rate.
Does HSBC Revolution have a cap?
Yes, the 4 MPD bonus has a monthly cap. Check current HSBC terms for exact amounts.
Last Updated: July 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.