OCBC Rewards Bonus MCC Categories
The OCBC Rewards earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Online Shopping — 4 MPD
All online transactions earn 4 MPD.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Online Shopping | All | Shopee, Lazada, Amazon, Zalora, Taobao |
2. Fashion & Electronics — 4 MPD
Fashion stores, shoes, and electronics earn 4 MPD in-store.
Tips to Maximize OCBC Rewards Rewards
- Use for all online shopping to maximize 4 MPD
- Excellent for fashion and electronics purchases in-store
- Monthly cap applies on bonus rewards
- Check CheckMCC to verify your favourite merchants are covered
Frequently Asked Questions
What is the OCBC Rewards earn rate?
4 MPD on online shopping and specific offline categories (fashion, shoes, electronics). Other spend earns a base rate.
Does OCBC Rewards have a cap?
Yes, there is a monthly cap on bonus rewards. Check current OCBC terms for exact amounts.
Last Updated: July 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.