UOB Lady's Card Bonus MCC Categories
The UOB Lady's Card earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Chosen Category — 4 MPD
Select one preferred category (travel, beauty, dining, fashion, etc.) to earn 4 MPD.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Chosen Category | All | Sephora, Zara, Grab, Singapore Airlines, Takashimaya |
Tips to Maximize UOB Lady's Card Rewards
- Choose your category wisely based on your top monthly spending area
- Lady's Solitaire variant allows two categories at a higher income threshold
- Cap applies per category — switch if you hit the cap
- Use CheckMCC to verify your favourite merchants fall under your chosen category
Frequently Asked Questions
What categories can I choose?
Travel, beauty, dining, entertainment, family, fashion, and transport. Lady's Solitaire allows two categories.
What is the monthly cap?
The 4 MPD bonus has a monthly cap. Check current UOB terms for exact amounts.
Last Updated: July 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.