MCC Code Database

MCC 8398: Charitable and Social Service Organizations

Complete guide to MCC 8398 - which credit cards earn bonus rewards and how to maximize your spending.

Last updated: 11 May 2026

Quick Stats for MCC 8398

📊 Eligible Cards
0
cards earn bonus
💳 Best Rate
1 MPD
miles per dollar
🏪 Known Merchants
0
use this MCC

What is MCC 8398?

MCC 8398 is the Merchant Category Code for Charitable and Social Service Organizations. This four-digit code is used by credit card networks to classify businesses that sell charitable and social service organizations.

When you use your credit card at a merchant classified under MCC 8398, the transaction is tagged with this code. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Credit Cards That Earn Bonus Rewards on MCC 8398

No bonus cards found for MCC 8398. Most cards will earn base rewards (1 MPD) on this category. Check the merchant lookup tool to find cards that may earn bonuses.



Tips for Maximizing Rewards on MCC 8398

  • Use the card with the highest bonus rate for this MCC category
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if online vs offline spending affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different MCCs

Related MCC Codes

Explore similar MCC codes to find cards that earn rewards on related categories:

🔍 Look Up Any Merchant's MCC Code

Not sure if a merchant uses MCC 8398? Search by merchant name to verify their code and find eligible bonus cards.

💬Contact me via Telegram