Merchant MCC Guide

Thekchen Choling (S) MCC & rewards

Reported MCC 8398 · Charitable and Social Service Organizations

· In-store

Thekchen Choling (S)

On-site merchant · SG

MCC 8398 · In-store terminal

Officially verified · In-store terminal

Verified MCC 8398 for In-store terminal.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • The American Express Platinum Charge Card5.0 MPD at 10Xcelerator partners enrolled, first S$16,000 partner spend/yr (20 MR per S$1.60)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator is a named-partner list (not MCC); requires annual enrolment (go.amex/bonusmrenrolment-plat), direct partner payment only (Kris+/PayPal excluded); above the S$16,000 partner-spend cap earns 10 MR/S$1.60 (~2.5 MPD). SIA/Scoot direct flights earn 5 MR/S$1.60 (1.25 MPD)
    • Annual fee: S$1,744 charge card, non-waivable. Category exclusions per amex-sg-exclusions.pdf; education exclusion does NOT apply to The Platinum Card
    Editorial review (reviewed 2026-10-18)
  • The American Express Platinum Credit Card~2.84 MPD at 10Xcelerator partners (10 MR per S$1.60, merchant-list based)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator bonus applies at ~50 named luxury/dining/retail partners (go.amex/10xceleratorsg), not MCCs; bonus posts ~12 weeks after spend; excludes third-party payments (Kris+, PayPal)
    • Annual fee: S$327 non-waivable. Category exclusions (cash advance, insurance, SPC, utilities, education etc.) per amex-sg-exclusions.pdf §2
    Editorial review (reviewed 2026-10-18)
  • AMEX KrisFlyer Credit Card2 MPD on SIA/Scoot/KrisShop/Pelago (+Grab subcap)

    MCC is not excluded from the bonus blacklist

    • Bonus categories: 2 MPD on SIA/Scoot/KrisShop/Pelago (uncapped) and Grab (capped S$200/mo); 1.1 MPD flat elsewhere. Same category-based exclusion list as Ascend
    Editorial review (reviewed 2026-10-18)
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What is Thekchen Choling (S)'s MCC Code?

Thekchen Choling (S) uses MCC 8398 (Charitable and Social Service Organizations). This Merchant Category Code is used by credit card networks to classify transactions at Thekchen Choling (S).

When you use your credit card at Thekchen Choling (S), the transaction is tagged with MCC 8398. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Thekchen Choling (S)

No bonus cards found for Thekchen Choling (S) (MCC 8398). Most cards will earn base rewards (1 MPD) on this category.


Tips for Maximizing Rewards at Thekchen Choling (S)

  • Use the card with the highest bonus rate for MCC 8398
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Merchants

These merchants use the same MCC code (8398) as Thekchen Choling (S):


Related Resources

Frequently Asked Questions

What MCC code does Thekchen Choling (S) use?

Thekchen Choling (S) uses MCC 8398 (Charitable and Social Service Organizations). This code classifies the merchant as a charitable and social service organizations business.

Which credit cards earn rewards at Thekchen Choling (S)?

Most credit cards earn base rewards (1 MPD) at Thekchen Choling (S). Check our MCC lookup tool to find cards with bonuses.

What should I check before choosing a card for Thekchen Choling (S)?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Thekchen Choling (S)'s MCC code?

Use CheckMCC's merchant lookup tool to verify Thekchen Choling (S)'s MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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