Merchant MCC Guide

Touch N Go MCC & rewards

Reported MCC 4784 · Toll and Bridge Fees

· In-store

Touch N Go

On-site merchant · SG

MCC 4784 · In-store terminal

Officially verified · In-store terminal

Verified MCC 4784 for In-store terminal.

Processing can still vary by channel or card network for some merchants, which may change the MCC.

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Cards that may earn bonus rewards

General comparison — no shortlist or Wallet in use.

  • The American Express Platinum Charge Card5.0 MPD at 10Xcelerator partners enrolled, first S$16,000 partner spend/yr (20 MR per S$1.60)

    MCC is not excluded from the bonus blacklist

    • Merchant-list bonus: 10Xcelerator is a named-partner list (not MCC); requires annual enrolment (go.amex/bonusmrenrolment-plat), direct partner payment only (Kris+/PayPal excluded); above the S$16,000 partner-spend cap earns 10 MR/S$1.60 (~2.5 MPD). SIA/Scoot direct flights earn 5 MR/S$1.60 (1.25 MPD)
    • Annual fee: S$1,744 charge card, non-waivable. Category exclusions per amex-sg-exclusions.pdf; education exclusion does NOT apply to The Platinum Card
    Editorial review (reviewed 2026-10-18)
  • UOB Preferred Platinum Visa4 MPD

    MCC is not excluded from the on-site blacklist

    • Monthly cap: Cap at $600 a month per spend type
    • Payment mode: Bonus rate applies to both online and on-site transactions
    • Offline rule: On-site transactions use blacklist rules only; online transactions use the MCC whitelist
    Bank terms (reviewed 2026-08-23)
  • UOB Visa Signature4 MPD

    MCC is not excluded from the bonus blacklist

    • Spend window: On Site: local contactless spend between $1,000–$1,200 | FCY: foreign currency transactions between $1,000–$1,200
    • Payment mode: Bonus rate applies to on-site contactless / foreign-currency transactions only
    Editorial review (reviewed 2026-08-23)
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What is Touch N Go's MCC Code?

Touch N Go uses MCC 4784 (Toll and Bridge Fees). This Merchant Category Code is used by credit card networks to classify transactions at Touch N Go.

When you use your credit card at Touch N Go, the transaction is tagged with MCC 4784. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.

Best Credit Cards for Touch N Go

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Touch N Go:

✗HSBC Revolution
✗OCBC Rewards
✗UOB Preferred Platinum Visa
✗Woman's World MasterCard
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗UOB KrisFlyer
✗Maybank XL Rewards

Tips for Maximizing Rewards at Touch N Go

  • Use the card with the highest bonus rate for MCC 4784
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if contactless vs inserted card affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories

Related Resources

Best cards for Touch N GoView MCC 4784 DetailsBrowse All MCC Codes

Frequently Asked Questions

What MCC code does Touch N Go use?

Touch N Go uses MCC 4784 (Toll and Bridge Fees). This code classifies the merchant as a toll and bridge fees business.

Which credit cards earn rewards at Touch N Go?

3 credit cards earn bonus rewards at Touch N Go: Citibank Rewards MasterCard, UOB Visa Signature, HSBC TravelOne.

What should I check before choosing a card for Touch N Go?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Touch N Go's MCC code?

Use CheckMCC's merchant lookup tool to verify Touch N Go's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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