HSBC Points to KrisFlyer Miles

HSBC Reward Points convert to KrisFlyer miles at a ratio that has changed over time (HSBC raised its KrisFlyer rate in early 2025). Use the calculator below with HSBC preselected to see the current ratio, minimum block, fee, and processing time, and always confirm the rate with HSBC before transferring.

HSBC transfer at a glance

KrisFlyer ratio
See calculator for the current HSBC Points to KrisFlyer ratio
Minimum block
Check the calculator for the current minimum transfer block.
Transfer fee
Confirm any transfer fee with HSBC before transferring.
Processing time
Confirm the expected processing time with HSBC.

Calculate your HSBC Reward Points conversion

0

KrisFlyer Miles

S$0–0

Estimated Value

3

HSBC Points = 1 Mile

Minimum not met. You need at least 30,000 HSBC Points to transfer to KrisFlyer. You are 20,000 points short.

HSBC Reward Points β†’ KrisFlyer Transfer Details

Transfer Ratio
6 pts : 2 miles
Conversion Rate
0.3333 miles / point
Minimum Transfer
30,000 HSBC Points
Transfer Block
30,000 HSBC Points
Rounding Rule
Rounded down to whole mile
Processing Time
1 working day
Fees
Free β€” HSBC waives the miles-transfer fee for credit cardholders. Above the minimum HSBC allows flexible 2-mile (6-point) increments, so the calculator (which floors to whole 30,000-point units) is conservative for partial balances.
Leftover Points
10,000 HSBC Points (stay in your account, not enough for another block)

How many HSBC Points do I need?

Work backwards from a redemption goal (PRD reverse calculation).

150,000

HSBC Points needed

Alternatively, buying 50,000 KrisFlyer miles directly from SIA would cost ~S$2700.00 (5.4Β’/mile) β€” usually poor value compared to earning miles through card spend.

Before You Transfer

  • β€’ Check your card earns points on the right spend categories at CheckMCC.
  • β€’ Transfers are in blocks of 30,000 HSBC Points. Leftover points stay in your account.
  • β€’ KrisFlyer miles expire β€” only transfer what you plan to redeem soon.

KrisFlyer by Bank

BankRatioMinTime
DBS Points / DBS Rewards1:25,000~2 working days
UOB UNI$1:25,0005–7 working days
Citi Miles (PremierMiles)1:110,0001–3 working days
Amex Membership Rewards (MR)10:55,0001–3 working days
Citi ThankYou Points (Rewards)5:25,0005–7 working days
OCBC Rewards / OCBC$5:225,0003–5 working days
Standard Chartered 360 Rewards Points5:25,0005–7 working days
Maybank TREATS Points5:225,0007–14 working days
HSBC Reward Points6:230,0001 working day

Conversion rates last reviewed 29 Jun 2026. Always verify the current ratio and any fees with your bank before transferring points.

What next?

Once you know how many miles your points are worth, the next step is choosing the right card to earn them.

Transfer rates last reviewed 29 Jun 2026. Always verify the current ratio, fees, and processing times with HSBC before transferring.

Sources:

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