Best miles credit cards in Singapore (2026)

Compare the cards worth holding for miles, then use the tools below to see which of your cards earns the most before you pay — and what that earns toward your next trip.

The shortlist

DBS Altitude

3 MPD

Earn 3 miles per dollar on travel and 2 MPD on overseas spend. One of Singapore's most popular travel cards.

UOB Visa Signature

4 MPD

Earn 4 miles per dollar on contactless payments and overseas spend. A versatile card for everyday contactless and travel spending.

Maybank Horizon Visa Signature

2.8 MPD on flights + FCY (S$800/mo min)

Travel card earning 7X (2.8 MPD) on air tickets and all foreign currency with S$800/mo spend, and 3X (1.2 MPD) on a broad local MCC whitelist — uncapped FCY bonus.

Citi PremierMiles Card

1.2 MPD local / 2.2 MPD FCY

Uncapped Citi Miles card with no expiry, 1:1 transfers to 11 partners, 2 Priority Pass visits per year and no S$5 earning block.

See all cards on the best credit cards in Singapore comparison.

Your miles journey

Trip target→Miles needed→Card to use→Miles earned→Miles or cash?

How many miles do I need?

Enter your destination and cabin class to see exact KrisFlyer Saver and Advantage award rates.

Trip Calculator→

Which card earns the most?

Compare your credit cards side by side to see which earns the most miles for any purchase amount.

Earn Calculator→

Use miles or pay cash?

Compare the value of redeeming KrisFlyer miles versus paying cash for your next flight.

Miles or Cash→

Convert bank points to miles

Convert DBS Points, UOB UNI$, Citi ThankYou Points, OCBC$ and more to KrisFlyer miles.

Points to Miles→

Check merchant eligibility

Search any merchant to find its MCC code and which credit cards earn bonus miles there.

Merchant Search→

Browse credit cards

Compare Singapore miles-earning credit cards side by side with rates, caps, and eligibility.

Card Comparison→

Methodology & sources

  • • Award chart data is sourced from the official Singapore Airlines One-Way Saver/Advantage chart (effective November 2025).
  • • Credit card miles calculations use bank-specific rounding formulas and monthly caps based on official bank terms and conditions.
  • • Points-to-miles transfer ratios are verified against official bank programme documentation.
  • • All tools work without login. Calculations update instantly as you change inputs.
  • • Published by CheckMCC. Updated within seven days of announced programme changes.
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