UOB Lady's Solitaire Bonus MCC Categories
The UOB Lady's Solitaire earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Chosen Categories (pick 2) — 4 MPD
Select two categories: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel. Each earns 10X UNI$; other eligible categories earn 1X UNI$ per S$5.
| Category | MCC Codes | Top Merchants |
|---|---|---|
| Chosen Categories (pick 2) | All | Sephora, Singapore Airlines, Zara, Grab, Takashimaya |
Tips to Maximize UOB Lady's Solitaire Rewards
- Two categories instead of one — pick your two biggest monthly spend areas
- Bonus is capped at S$750 per calendar month per bonus category
- UNI$ convert at 2 miles per UNI$ — 10X UNI$ per S$5 block = 4 MPD
- Metal card with two free supplementary cards and higher income threshold
Frequently Asked Questions
Which categories can I choose on Solitaire?
Two of: Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, or Travel — twice the single category on the Lady's Card.
What is the monthly cap?
S$750 per calendar month per bonus category at 10X UNI$; spend beyond the cap earns 1X UNI$ per S$5.
How is Solitaire different from the Lady's Card?
Solitaire offers two bonus categories (vs one), a higher S$750 cap (vs S$1,000 combined on Lady's), a metal card, and a higher S$406.60 annual fee.
Last Updated: October 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.