UOB Lady's Solitaire Metal Card Bonus MCC Categories
The UOB Lady's Solitaire Metal Card earns bonus rewards when you spend at merchants with specific MCC (Merchant Category Code) codes. Here's a breakdown of which categories earn bonus rates:
1. Chosen Categories (pick 2) — 4 MPD
Pick 2 of 7 categories quarterly (Beauty & Wellness, Dining, Entertainment, Family, Fashion, Transport, Travel). Category MCCs per T&C Schedule 1; the Travel category is merchant-classification-based with no published MCC list.
Tips to Maximize UOB Lady's Solitaire Metal Card Rewards
- Exclusively by invitation; requires S$120,000 minimum annual income
- Only one Lady's Card can be held at a time — upgrading terminates the existing card within a month (T&C §18-20)
- Category changes take effect the following calendar quarter
- Pair with a Lady's Savings Account for up to 10 MPD total (MAB S$10k/S$50k/S$100k tiers)
Frequently Asked Questions
What is the cap on the Lady's Solitaire Metal?
An aggregate bonus cap of 3,600 UNI$/month ≈ S$2,000 spend across the two chosen categories (official docs state the aggregate; the per-category S$1,000 split is implied).
How is the Metal different from the regular Solitaire?
Higher aggregate cap (S$2,000 vs S$1,500), higher income floor (S$120k), higher fee (S$598.99 vs S$414.20), and invitation-only acquisition.
Which MCCs earn 4 MPD on the Solitaire Metal?
Per T&C Schedule 1: Dining 5811/5812/5814/5499; Fashion 5311/5611/5621/5631/5651/5655/5661/5691/5699/5948; Beauty & Wellness 5912/5977/7230/7231/7297/7298; Transport 4111/4121/4789/5541/5542; Entertainment 5813/7832/7922; Family 5411/5641. Travel has no MCC list.
Last Updated: October 2026 | MCC codes and card rewards may change. Always verify with CheckMCC and your card issuer.