What is MCC 5699?
MCC 5699 is the Merchant Category Code for Miscellaneous Apparel and Accessory Shops. This four-digit code is used by credit card networks to classify businesses that sell miscellaneous apparel and accessory shops.
When you use your credit card at a merchant classified under MCC 5699, the transaction is tagged with this code. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.
Credit Cards That Earn Bonus Rewards on MCC 5699
UOB Preferred Platinum Visa
4 MPDIncluded in whitelist and not excluded
Not excluded
Woman's World MasterCard
4 MPDNot excluded
UOB Visa Signature
4 MPDNot excluded
UOB Lady's Card
4 MPDEligible under Fashion category
UOB Lady's Solitaire
4 MPDEligible under Fashion category
Maybank XL Rewards
4 MPDEligible under Shop category
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Tips for Maximizing Rewards on MCC 5699
- Use the card with the highest bonus rate for this MCC category
- Track monthly caps to avoid missing out on bonus rewards
- Check if online vs offline spending affects your rewards rate
- Verify the MCC before making large purchases to ensure bonus eligibility
- Consider having multiple cards to maximize rewards across different MCCs